The Portugal Fintech Report 2019

TOP 30 PORTUGUESE FINTECHS

PAYMENTS & MONEY TRANSFERS

REGTECH & CYBERSECURITY

CAPITAL MARKETS & WEALTH MANAGEMENT

PERSONAL FINANCE

hAPI

Comparajá.pt

Doutor Finanças

ALTERNATIVE FINANCING

GoParity

Raize

Seedrs

LENDING & CREDIT

Hold

Itscredit

ParcelaJá

Prazo.pt

BANKING INFRASTRUCTURE & ACCOUNTING

GoFact

InvoiceXpress

NetInvoice

BLOCKCHAIN & CRYPTO

Anchorage

Coinvision

UTRUSR

PAYMENTS & MONEY TRANSFERS

 

SWITCH

SWITCH IS OFFERING ITS SERVICES TO PAYMENT SERVICE PROVIDERS AND GOING TO THE OFFLINE MARKET.

ABOUT

Switch has created an abstraction layer on top of the existing payments infrastructure, so businesses can get access to the entire value chain through one simple API integration. The orchestration platform can add significant value to any payments operation by reducing technical investment and product deployment cycle, while aggregating transaction information from multiple sources into one consolidated data structure, that eases value added processes like Analytics, Dynamic Routing, Fraud Management, and Reconciliation.

HEADQUARTERS

Oporto

PRESENCE

Global

TARGET CLIENTS

STAGE

Seed

Anyone who processes payments online

FOUNDATION

2014

IFTHENPAY

IFTHENPAY HAS MOVED MORE THAN € 400 M IN 2018, AND HAS MORE THAN 14.000 SIGNED CONTRACTS WITH COMPANIES

ABOUT

IFTHENPAY process payments in digital ways and move
money between entities; starting an own method of
payment.

HEADQUARTERS

Aveiro

PRESENCE

Europe

TARGET CLIENTS

Businesses

STAGE

Series C

FOUNDATION

2013

 

EASYPAY

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

TARGET CLIENTS

Anyone who processes payments online

REGTECH & CYBERSECURITY

FOUNDATION

2007

 
 

FEEDZAI

ABOUT

Feedzai is the market leader in fighting fraud with AI. It is coding the future of commerce with today’s most advanced risk management platform powered by big data and machine learning. Founded and developed by data scientists and aerospace engineers, Feedzai has one mission: to make banking and commerce safe. The world’s largest banks, processors, and retailers use Feedzai’s fraud prevention and anti-money laundering products to minimize risk, while optimizing customer experience.

HEADQUARTERS

US

PRESENCE

US, Portugal, UK and Hong 

TARGET CLIENTS

STAGE

Scale-up

Banks, issuers, acquirers and merchants

FOUNDATION

2009

LOQR

IN 2019, YTD, LOQR HAS ACHIEVED € 1 M ARR

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

FYDE

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

COVERFLEX

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

DRIVIT

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

HABIT ANALYTICS

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

LOVYS

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

KEEP WARRANTY

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

ADVICEFRONT

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

PASS

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

COMPARAJÁ.PT

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

DOUTOR FINANÇAS

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

GOPARITY

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

RAIZE

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

SEEDRS

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

HOLD

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

ITSCREDIT

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 
 

PARCELAJÁ

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 
 

HAPI

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

PRAZO.PT

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

STUDENTFINANCE

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 

GOFACT

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

 
 

INVOICEXPRESS

EASYPAY ACQUIRED A LICENSE TO OPERATE IN 2013, AND IN 2018 IT SURPASSED € 170 M IN PAYMENTS

ABOUT

The idea came in 2000, and easypay was born in 2007 when the European Union created the regulations that allowed the existence of payment institutions. This was the year that the market was revolutionized with the pioneering spirit of easypay, that started to provide online payments through Multibanco references and, in 2008, via Direct Debit. The company’s DNA comes from its co-founder and CEO, Sebastião Lancastre, an engineer in information systems, that worked in Xerox Portugal and Unicre, a portuguese Credit and Financial Institution.
I was born in a plastic crib due to my family’s connection to credit cards. I always heard about cards and now our mission is to walk towards the future, where money will be invisible” Sebastião Lancastre.

TARGET CLIENTS

HEADQUARTERS

Lisbon

PRESENCE

Spain and other SEPA markets

STAGE

Series A

Anyone who processes payments online

FOUNDATION

2007

NETINVOICE